Hunter Dean, Your Mortgage Specialist
Coming Off Your Fixed Rate?
Check If You're Eligible For A Cashback
Question 1 of 50%

When does your mortgage come off its fixed rate?

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Hunter compares NZ's leading lenders

ANZASBBNZWestpacKiwibankSBS Bank

Plus TSB, The Co-operative Bank & AIA

What refinancing can actually do for you

Rolling over with your current bank is the easy option, and usually the expensive one. Here's what's on the table when Hunter reviews your mortgage.

A sharper rate

Banks save their best rates for new customers, not loyal ones. Hunter makes them compete, so loyalty stops costing you money.

0.3% off a $500k loan ≈ $1,500/yr saved

Cash in your pocket

Lenders regularly pay cash contributions to win your mortgage. Hunter negotiates the cashback as part of the deal.

Cash contributions negotiated on every switch

One repayment, not five

Credit cards, car loans and personal loans rolled into your mortgage can slash your monthly outgoings and stress.

Debt consolidation reviewed on every call

Unlock your equity

Renovations, an investment property, or a big life move. Hunter shows you what your equity can actually do.

Top-ups structured the smart way

How it works

Free from start to finish. The bank pays Hunter, never you.

1

Tell us about your mortgage

60 seconds, five quick questions. No documents, no credit checks, just enough for Hunter to prep your options.

2

Book a free 30-minute chat

Pick a time that suits you straight from Hunter’s calendar. He’ll come prepared with rates and cashback offers from across the market.

3

Hunter negotiates for you

He puts the banks head-to-head and handles the paperwork. You choose the winning deal, or stay put if your bank steps up. Either way it costs you nothing.

Kiwis who stopped paying the loyalty tax

Sorted me out with a pretty good cash back from one of the banks. Was also super quick in responding and knowledgeable.

Rory InglisCashback

Thank you Hunter Dean for your advice on refixing my mortgage to get me out of a low equity margin… my broker called the bank directly and everything you said was correct and would be the best way for me to go. I am now in the process of refinancing.

SJ AhuRefinancing

Hunter was extremely helpful in getting me approved for a mortgage. Being self employed can be difficult but he was able to get me a great rate and the process was seamless. Highly recommend.

Gordon LeslieSelf-Employed

Hunter has been amazing to work with! He's really knowledgeable, friendly, and made the whole process so much simpler. He went above and beyond, kept me updated all the time, and was available to contact at any hour of the day. Couldn't recommend him more!

Charlotte EddowesHome Loan

Couldn’t have asked for a better experience. Hunter went above and beyond to make sure everything went smoothly and kept us informed throughout the process. Would absolutely use him again.

Andrew MorrisHome Loan
Read all of Hunter's 5-star reviews on Google →

Fair questions

Nothing, ever. Mortgage advisers in NZ are paid a commission by the lender you end up with, so the advice, comparison and negotiation are all free to you.